VA Disability Calculator
Combine your ratings with real VA math and estimate your monthly compensation. Private: nothing you enter leaves your device.
A. Your ratings
Up to 25 conditions. “Arm” means the whole upper extremity (shoulder, elbow, wrist, hand). “Leg” means the whole lower extremity (hip, knee, ankle, foot).
B. Bilateral factor
Tag conditions as left/right arm or leg above if the bilateral factor may apply to you.
C. Your dependents
Dependents only change your compensation at 30% or higher. At 10% and 20%, everyone gets the same rate.
D. One more question (optional)
Your estimated rating & compensation
Combined value: 0 → final 0%
$0.00 / month
about $0 / year
- 0% rating
- $0.00
- Estimated monthly compensation
- $0.00
2026 rates (effective December 1, 2025). Source: VA.gov. Checked 2026-10-13.
A 0% rating doesn't come with monthly compensation, but can still unlock other benefits.
You're at 0 (rounds to 0%). You'd need 5 to round up to 10%.
Show the VA math
Sorted: No positive ratings
Final: 0 rounds to 0%.
What would one more rating do?
Adding a 20% condition would make your combined rating 0 → 20 (final 20%) and your estimated compensation $356.66/month (+$356.66).
The additional condition is not tagged as an arm or leg.
Helpful guides
- What Is Service Connected Disability?
- How to File a VA Claim Without the Chaos
- Top Five Mistakes Veterans Make When Filing a VA Claim
- VA Claim Timeline: What Actually Moves the Needle
- VA Disability vs Retirement Explained
- 100% Permanent and Total VA Disability: The Full Benefits List
- VA disability compensation
- Additional compensation for dependents
- Get free help from a VA-accredited representative
Estimate only. This is not an official VA calculation or rating decision. Your actual rating and payment are set by the U.S. Department of Veterans Affairs. Ironsight Syndicate is not affiliated with or endorsed by VA. For official amounts, see VA.gov or talk to a VA-accredited representative.
How VA math works
Ratings are combined from highest to lowest using the percentage that remains unaffected, rather than simply added. Each combination is rounded half up to a whole number. Zero-percent conditions are listed but do not change the combination.
For example, 50% + 30% = 65 → 70%. A 40% rating combined with 20% gives 52 → 50%. Rounding to the nearest 10 happens only once, at the end; a value ending in 5 rounds up. A single 100% rating produces a 100% combined rating.
See 38 CFR 4.25, Combined Ratings Table. This estimate does not determine service connection, effective dates, special monthly compensation, offsets or other adjustments to an actual award.
What is the bilateral factor?
When applicable, paired arm or leg ratings are combined first, then 10% of their combined value is added. For example, 10% + 10% → 19 → 21 after adding 1.9 and rounding half up. The resulting value is treated as one rating before combining other conditions.
This calculator applies the factor only when you turn it on. It compares valid smaller paired groups and the calculation without the factor to retain the highest combined value. See 38 CFR 4.26. Tag only qualifying arm and leg conditions; this tool does not determine whether a condition qualifies.
2026 VA disability compensation rates
Effective December 1, 2025. Source: VA.gov. Checked 2026-10-13.
| Rating | Veteran alone | With spouse | Each additional child under 18 | Each school child | Spouse A&A |
|---|---|---|---|---|---|
| 10% | $180.42 | $180.42 | — | — | — |
| 20% | $356.66 | $356.66 | — | — | — |
| 30% | $552.47 | $617.47 | $32.00 | $105.00 | $61.00 |
| 40% | $795.84 | $882.84 | $43.00 | $140.00 | $81.00 |
| 50% | $1,132.90 | $1,241.90 | $54.00 | $176.00 | $101.00 |
| 60% | $1,435.02 | $1,566.02 | $65.00 | $211.00 | $121.00 |
| 70% | $1,808.45 | $1,961.45 | $76.00 | $246.00 | $141.00 |
| 80% | $2,102.15 | $2,277.15 | $87.00 | $281.00 | $161.00 |
| 90% | $2,362.30 | $2,559.30 | $98.00 | $317.00 | $181.00 |
| 100% | $3,938.58 | $4,158.17 | $109.11 | $352.45 | $201.41 |
Spouse rates shown have no children or dependent parents. With a younger child, use the appropriate one-child base before adding additional children. School children always use the separate school-child amount. Helpless children count with younger children in this estimate.
Frequently asked questions
How does VA combine disability ratings?
VA combines ratings from highest to lowest against the remaining unaffected percentage, rounding each combination to a whole number. The final combined value is rounded once to the nearest 10, with 5 rounding up.
Why doesn’t 50% + 30% equal 80%?
After a 50% rating, 50% remains. A 30% rating applies to that remaining 50%, adding 15 points: 50 + 15 = 65, which rounds to 70%.
What is the bilateral factor?
For qualifying compensable conditions affecting both arms or both legs, VA combines the paired ratings and adds 10% of that combined value before combining other conditions. The most favorable valid grouping applies.
How much extra compensation does VA provide for a spouse and children?
Dependent additions begin at a 30% rating and vary by rating and family situation. This calculator uses the 2026 rates effective December 1, 2025; school children and spouse Aid and Attendance have separate additions.
Is this an official VA calculator?
No. This is an independent estimate only. VA decides your actual combined rating, dependent eligibility and payment. Confirm amounts with VA or a VA-accredited representative.
Estimate only. This is not an official VA calculation or rating decision. Your actual rating and payment are set by the U.S. Department of Veterans Affairs. Ironsight Syndicate is not affiliated with or endorsed by VA. For official amounts, see VA.gov or talk to a VA-accredited representative.